Refurbishments: High risk, high reward

Midway through October, we witnessed one of the most impressive refurbishment projects of recent times open its doors. Over the past ten years, Battersea Power Station has been transformed from a Grade II-listed coal power station to a development of 254 flats and a multitude of restaurants, bars, offices and shops. The sky is the […]

Top 5 tips for a successful property development finance application

Know what you want Make it clear from the start the property development loan amount you need, and timescale required. Provide a detailed development appraisal that can demonstrate to the lender you have a viable and financially successful project.  This will give your lender the information and confidence to arrive at a quick decision. Be […]

Why Use RQ Capital Limited?

In short… RQ Capital is a short-term property development lender with over 30 years of combined experience. We lend primarily for new builds, conversions, refurbishment and site purchases with planning in place and can offer finance and bridging loans for projects from £100,000 to £2.5m. You connect directly with our decision makers who take the […]

What is property airspace development?

Airspace development is where unused space on rooftops of existing buildings is converted into new homes. The value of the airspace above any residential or commercial property will depend on size, location and suitability for development. This includes whether the structure is strong enough for further construction and how many units it can reasonably take. […]

What is a Bridging Loan and what can it be used for?

Purchasing a property at auction Securing a residential site for the future works or development Raising capital for future projects Funding small refurbishment projects for investment properties before they are made available for rent A Bridging Loan, or Bridging Finance, is a short-term loan that finances the purchase or construction of a new property while […]

Property Development – 5 Ways to Save Time and Money

If you are considering developing a property you should be mindful that from the moment the site is purchased, time is money. Here’s our top tips for approaching your project to ensure you reap the benefits: Planning Speak to the planners and follow their recommendations.  A great deal of time and cost can be lost […]

Personal Guarantees – The Pros and Cons

What is a Personal Guarantee? A personal guarantee is an agreement that allows a lender to go after your personal assets if you or your company defaults on a loan. What are the advantages of a Personal Guarantee to a borrower? There are many reasons a borrower/Director might agree to a Personal Guarantee. Sometimes its […]

10 ways to speed up your property development finance application

Time can be very important for some property development projects and delays in approval of your property development finance, or bridging loan, can be detrimental. Here are 10 things you can do to speed up the process: Share as much important information as you have with the lender. Finding out later merely delays the lenders […]

Meet The Faces Behind RQ Capital  

Small but mighty, the RQ dream team is a fantastic four who work closely together to make things happen. Collectively, we’ve administered £177 million in loans, enabling the development of 750 new homes and the planning permission for 3,080 more. Impressive stuff! Let’s get to know each of the team in turn…    ROBERT GURNEY, […]